Supplemental Plans
Accident Insurance
Accident Insurance pays you benefits for specific events resulting from a covered accident that occurs on or after the effective date of coverage. The amount paid depends on the type of accident and care received. Accident Insurance is a limited benefit policy. This is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
- Plan Highlights:
- No medical questions or tests are required
- Benefit payments go directly to you.
Critical Illness
Critical Illness Insurance pays a lump sum benefit if you are diagnosed with a covered illness or condition on or after your coverage effective date. Critical Illness Insurance is a limited benefit policy. This is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
- Plan Highlights:
- Employees get an annual Wellness Benefit of $100 for completing an eligible health screening
- Benefit payments go directly to you
Hospital Indemnity
Hospital Indemnity Insurance pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility, on or after your coverage effective date. The benefit amount is determined based on the type of facility and the number of days you stay. This is a limited benefit policy. Hospital Indemnity Insurance is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
- Plan Highlights:
- Simplified claims process has limited paperwork and can be submitted online
- Benefit payments go directly to you