Your health and well-being are our top priority. With Imagine360 — powered by Quantum Health — you’ll have access to personalized support and smarter healthcare savings. Care Coordinators are here to help you navigate your plan, connect with quality providers, answer billing and coverage questions, and guide you toward the right care at the right price.
Medical Plan Options
BrightSpring offers four Imagine360 medical plan options so you can choose the one that fits your care needs and budget.
Use this quick overview to understand the key differences between Copay and High Deductible Health Plans (HDHP). Select the section below to view a side-by-side comparison. Review the official plan documents below for complete details about coverage, costs, and eligibility.
Copay vs High Deductible Health Plan – Plan Compare
| Feature | Copay Plan | High Deductible Health Plan |
|---|---|---|
| Monthly Cost (Premiums) | Higher | Lower |
| Deductible | Lower | Higher |
| Office Visits | Pay a set copay for certain services | Pay full cost until the deductible is met |
| Health Savings Account | Not Eligible | Eligible |
| Best For | Predictable costs & frequent care | Lower premiums and saving for future healthcare. |
Plan Documents
Access important plan documents, including the Summary of Benefits and Coverage (SBC), Summary Plan Description (SPD), and additional information about your medical plan.
Summary of Benefits and Coverage (SBC)
Provides a high-level overview of what the plan covers, including costs for common services and important benefit details.
Regional Network Access
In select locations, additional provider networks may be available. Choose your network below to view plan details and related documents for your area.
Copay Plans
$900 Plan – Summary of Benefits and Coverage (SBC)
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee Only
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee + Dependents
High Deductible Health Plans
$2,800 Plan – Summary of Benefits and Coverage (SBC)
$4,000 Plan – Summary of Benefits and Coverage (SBC)
Copay Plans
$900 Plan – Summary of Benefits and Coverage (SBC)
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee Only
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee + Dependents
High Deductible Health Plans
$2,800 Plan – Summary of Benefits and Coverage (SBC)
$4,000 Plan- Summary of Benefits and Coverage (SBC)
Copay Plans
$900 Plan – Summary of Benefits and Coverage (SBC)
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee Only
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee + Dependents
$2,800 Plan – Summary of Benefits and Coverage (SBC)
$4,000 Plan- Summary of Benefits and Coverage (SBC)
Copay Plans
$900 Plan – Summary of Benefits and Coverage (SBC)
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee Only
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee + Dependents
High Deductible Health Plans
$2800 Plan – Summary of Benefits and Coverage (SBC)
$4000 Plan- Summary of Benefits and Coverage (SBC)
Copay Plans
$900 Plan – Summary of Benefits and Coverage (SBC)
$900 Plan – Plan Summary
$2,000 Plan – Summary of Benefits and Coverage (SBC) – Employee Only
$2,000 Plan – Summary of Benefits and Coverage (SBC) – Employee + Dependents
$2,000 Plan – Plan Summary
High Deductible Health Plans
$2,800 Plan – Summary of Benefits and Coverage (SBC)
$2,800 Plan – Plan Summary
$4,000 Plan – Summary of Benefits and Coverage (SBC)
$4,000 Plan – Plan Summary
Summary Plan Description (SPD)
Imagine Health Network Summary Plan Description (SPD)
Copay Plans
$900 Plan – Summary of Benefits and Coverage (SBC)
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee Only
$2,000 Plan – Summary of Benefits & Coverage (SBC)-Employee + Dependents
High Deductible Health Plans
$2,800 Plan – Summary of Benefits and Coverage (SBC) – Employee + Dependents
$4,000 Plan – Summary of Benefits and Coverage (SBC) – Employee + Dependents
Summary Plan Description (SPD)
Provides detailed information about how your plan works, including eligibility, coverage rules, claims procedures, and member rights.
How Provider Access Works
BrightSpring’s medical plan is open access. This means you may use the providers and hospitals of your choice without being limited to a specific network.
For doctors, specialists, and outpatient services, participants may use the MultiPlan Practitioner & Ancillary Network to locate providers in their area. Hospitals and Facilities do not require affiliation with a particular network.
Use the tools below to search providers, hospitals, and facilities. Once enrolled, you’ll have access to an enhanced provider search tool through the member portal and support from your Care Coordinator with all your provider needs.
Doctors & Specialists
Follow these instructions to locate doctors, specialists, labs, and outpatient providers in your area using the MultiPlan network.
Hospitals & Facilities
Check provider acceptance and ratings for hospitals, facilities, and other providers using the Imagine360 (I360) search tool.
Additional Networks
In some areas, your plan may include access to additional regional provider networks identified on your ID card after enrollment
Note: Employees in NY, NJ, and parts of CT should check for access to MagnaCare.
Visit the regional network page to learn more about providers near you.
Open Access Providers
Your plan allows you to see providers outside the network through Open Access. Select the link below to learn more about how your plan works.
Complimentary Health Programs
Your medical plan includes access to programs designed to support your health and overall well-being. These programs can help with chronic conditions, musculoskeletal care, weight management, financial assistance, and more.
Explore available programs and learn how to get started.
Helpful Resources
Welcome to Your Health Plan
Overview of your benefits, support services, and how to get started.
Download Welcome Guide
Getting Started with Your Plan
Simple steps to access the member portal, find providers, and benefit support.
View Getting Started Flyer
Common Questions About Your Plan
Find answers to frequently asked questions about benefits, claims, and support.
View FAQs
How to Use Your Member ID
Your ID card includes everything your providers need to verify coverage.
View Using Your Member ID Flyer
Access Your Member Portal
Register for your benefits portal to access 24/7 plan information and tools.
View Member Portal Guide
Provider Guidance
Get answers to common questions providers have about billing, verification, and working with the plan.
Download Provider Guidance Resource
24/7 Virtual Care
Access convenient care options like telehealth and virtual visits for routine, urgent, or follow-up needs. Quick access to medical support without leaving home.
Download Recuro Virtual Care Guide
View FAQs
Heartbeat – Cardiology Support
Connect with cardiology specialists virtually for support managing heart conditions, reviewing symptoms, coordinating testing, and developing a personalized care plan.
Heartbeat-Cardiology Support
How to Submit a Claim for Reimbursement
Learn how to submit a claim and request reimbursement for eligible out-of-pocket expenses.
View Claim Reimbursement Instructions
Understanding Your Explanation of Benefits (EOB)
Learn how to read your EOB and understand what was billed, paid, and your responsibility.
View Understanding Your EOB Flyer
Balance Bill Support
Contact your support team if you receive a bill that doesn’t seem correct or exceeds your member responsibility.
View Balance Bill Guidance
Quarterly Newsletter
Stay informed about plan updates, reminders, and health tips.
View March Newsletter
Understanding Your Health Plan
Watch a recorded presentation to learn more about Imagine360 and how your plan works.
Watch Imagine360 Recorded Presentation
Tips & Reminders
Helpful guidance throughout the year.
View Smart Tips